Plan Overview

Hundreds of small businesses, non-profits, and municipalities are using this new self-funded plan for small employers

We rolled out the SOCA Benefit Plan on May 1, 2016 after three and a half years of preparatory work with our various partners. Although we felt confident on that first day that we had a good product offering for small employers, the Plan has exceeded our expectations. Most importantly, the financial health of the Plan remains very strong as we provide employers with quality coverage at a reasonable cost through Anthem BCBS.

The Southern Ohio Chamber Alliance has joined forces with the Northern Ohio Area Chambers of Commerce, the Central Ohio Chambers of Commerce, the Dayton Area Chamber of Commerce, and the Youngstown/Warren Regional Chamber to form a self-funded medical benefit plan aimed at small employers with 2 to 50 employees.

The SOCA Benefit Plan is a multiple employer welfare arrangement. Anthem Blue Cross Blue Shield provides claims administration and stop loss protection. Participating employers are required to maintain membership with a Chamber of Commerce that is authorized to offer the Plan. Distribution of the Plan is limited to Anthem appointed brokers who have completed product-specific training. The Plan is governed by a Board of Trustees elected by participating employers.

The Plan is offered by more than 280 local Chambers of Commerce in Ohio and through a distribution network of approximately 500 insurance professionals. As of December 1, 2019, more than 3,500 private, public, and non-profit employers are enrolled in the Plan.

In addition to financial protection, this innovative alternative offers:

  • Competitive rates
  • Fixed, predictable monthly payments
  • A variety of plan designs, including four PPO and three HSA options
  • Anthem’s broad Blue Access PPO Network and National Rx Formulary
  • Coverage for claims run-out /terminal liability coverage

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